Frequently Asked Questions

We're a financial and business consulting firm. We help with tax services, investments, insurance, registered accounts, accounting and bookkeeping, business consulting, and company registration — for individuals, families, and small businesses.

No. Many clients start with one thing — usually a tax return or a bookkeeping cleanup — and expand from there only if it makes sense. There is no bundle requirement.

Yes. Roughly 30 minutes, no cost, no obligation, and no pressure to become a client.

We are based in Vancouver and serve clients throughout British Columbia. Most of the work happens by video call and secure document sharing, and we work that way with clients elsewhere in Canada too.

English and Farsi.

Not unless you want to. Video calls and secure document sharing work well for most of what we do.

Three different ways, depending on the work. On insurance, the insurer pays us a commission when a policy is issued, and a smaller amount in later years while it stays in force — you do not pay us directly and the premium is the same either way. On mutual funds and segregated funds, we are compensated through the dealer we are registered with, out of the fees already built into the fund. On tax preparation, bookkeeping, business consulting and company registration, you pay us a fee and nobody else pays us anything. If a recommendation would earn us a commission, we will say so at the time.

Yes, and it's often the most valuable first step. Bring what you have and we'll tell you honestly whether it's serving you.

That's fine. A second opinion costs you nothing, and if your current arrangement is working well, we'll say so.

Ideally by early March for personal returns. The earlier we have everything, the more time there is to catch things worth catching.

Yes. This is more common than you'd think, and it's fixable. We handle catch-up filings regularly and can help you approach the CRA properly.

Yes — a significant portion of our clients are self-employed.

Yes. We'll review what exists, correct what needs correcting, and set up a system going forward.

Yes. We prepare T2 returns, the GIFI financial statement schedules that go with them, and the T4 and T5 slips that come with paying yourself out of a corporation.

Usually with a conversation about your residency status for tax purposes, what accounts you're eligible for, and what your first Canadian tax return needs to include. It's a good use of a free discovery call.

Possibly — it depends on your residency status and the amounts involved. It's important to get this right, and it's one of the most common newcomer mistakes we correct.

TFSA room begins accumulating once you're a resident and 18 or older. RRSP room is based on prior-year earned income in Canada. We'll calculate exactly what you have.

Book a discovery call, call us, or send a message. Every one gets a reply within one business day.

We use secure document sharing and follow Canadian privacy requirements. Your information is never sold or shared for marketing.

You can end the relationship at any time. We'll return your documents and cooperate fully with any transition.